Portfolio Real Cumulative Growth
YearReal Cumulative GrowthEst. Return (SD 0)Est. Return (+1σ)Est. Return (+2σ)Est. Return (+3σ)Est. Return (−1σ)Est. Return (−2σ)Est. Return (−3σ)Diff. to Mean
197096.59%73.74%85.04%98.07%113.10%63.94%55.45%48.08%-23.66%
1971108.99%79.72%91.94%106.03%122.27%69.13%59.94%51.98%-26.86%
1972119.91%86.18%99.39%114.62%132.19%74.73%64.80%56.19%-28.13%
197389.88%93.17%107.45%123.92%142.91%80.79%70.06%60.75%3.66%
197461.07%100.73%116.16%133.96%154.49%87.34%75.74%65.67%64.93%
197575.20%108.89%125.58%144.83%167.02%94.42%81.88%71.00%44.81%
197697.53%117.72%135.76%156.57%180.56%102.08%88.52%76.75%20.70%
1977103.37%127.27%146.77%169.27%195.20%110.36%95.69%82.98%23.13%
1978107.15%137.59%158.67%182.99%211.03%119.31%103.45%89.70%28.41%
1979120.70%148.74%171.54%197.83%228.14%128.98%111.84%96.98%23.23%
1980136.04%160.81%185.45%213.87%246.64%139.44%120.91%104.84%18.20%
1981128.62%173.84%200.49%231.21%266.64%150.74%130.71%113.34%35.16%
1982150.94%187.94%216.74%249.96%288.26%162.97%141.31%122.53%24.51%
1983187.90%203.18%234.32%270.22%311.63%176.18%152.77%132.47%8.13%
1984201.22%219.65%253.31%292.13%336.90%190.47%165.16%143.21%9.16%
1985248.73%237.46%273.85%315.82%364.22%205.91%178.55%154.82%-4.53%
1986298.82%256.72%296.06%341.43%393.75%222.60%193.02%167.37%-14.09%
1987287.04%277.53%320.06%369.11%425.68%240.65%208.68%180.95%-3.31%
1988326.19%300.04%346.02%399.04%460.19%260.17%225.60%195.62%-8.02%
1989365.89%324.36%374.07%431.40%497.51%281.26%243.89%211.48%-11.35%
1990299.30%350.67%404.40%466.38%537.85%304.07%263.66%228.63%17.16%
1991388.10%379.10%437.19%504.19%581.46%328.72%285.04%247.16%-2.32%
1992425.86%409.84%472.64%545.07%628.61%355.38%308.15%267.21%-3.76%
1993492.49%443.07%510.97%589.27%679.58%384.19%333.14%288.87%-10.04%
1994486.58%478.99%552.40%637.05%734.68%415.34%360.15%312.29%-1.56%
1995587.64%517.83%597.19%688.71%794.25%449.02%389.35%337.62%-11.88%
1996716.01%559.82%645.61%744.55%858.65%485.43%420.92%364.99%-21.81%
1997872.86%605.21%697.96%804.92%928.27%524.79%455.05%394.59%-30.66%
1998867.26%654.29%754.55%870.18%1,003.54%567.34%491.95%426.58%-24.56%
1999921.35%707.34%815.73%940.74%1,084.91%613.34%531.84%461.17%-23.23%
2000959.84%764.69%881.88%1,017.02%1,172.88%663.08%574.96%498.56%-20.33%
2001972.25%826.69%953.38%1,099.48%1,267.98%716.84%621.58%538.99%-14.97%
2002860.26%893.73%1,030.69%1,188.63%1,370.79%774.96%671.98%582.69%3.89%
20031,146.77%966.19%1,114.26%1,285.01%1,481.94%837.80%726.47%629.94%-15.75%
20041,372.80%1,044.53%1,204.61%1,389.21%1,602.10%905.73%785.38%681.01%-23.91%
20051,451.96%1,129.23%1,302.28%1,501.85%1,732.00%979.17%849.06%736.23%-22.23%
20061,777.32%1,220.79%1,407.87%1,623.62%1,872.44%1,058.57%917.90%795.93%-31.31%
20071,619.89%1,319.78%1,522.03%1,755.27%2,024.26%1,144.40%992.33%860.47%-18.53%
20081,031.90%1,426.79%1,645.44%1,897.60%2,188.40%1,237.19%1,072.79%930.23%38.27%
20091,291.15%1,542.48%1,778.86%2,051.46%2,365.84%1,337.51%1,159.78%1,005.66%19.47%
20101,560.80%1,667.55%1,923.09%2,217.80%2,557.67%1,445.96%1,253.81%1,087.20%6.84%
20111,551.49%1,802.76%2,079.02%2,397.63%2,765.06%1,563.20%1,355.48%1,175.36%16.20%
20121,790.68%1,948.93%2,247.60%2,592.04%2,989.26%1,689.95%1,465.39%1,270.66%8.84%
20132,123.85%2,106.96%2,429.84%2,802.21%3,231.64%1,826.98%1,584.20%1,373.69%-0.80%
20142,465.00%2,277.80%2,626.86%3,029.42%3,493.67%1,975.12%1,712.66%1,485.07%-7.59%
20152,461.23%2,462.49%2,839.86%3,275.06%3,776.95%2,135.27%1,851.53%1,605.49%0.05%
20162,746.85%2,662.16%3,070.12%3,540.61%4,083.20%2,308.40%2,001.65%1,735.67%-3.08%
20173,048.51%2,878.01%3,319.06%3,827.69%4,414.28%2,495.57%2,163.95%1,876.40%-5.59%
20182,748.07%3,111.37%3,588.18%4,138.06%4,772.20%2,697.92%2,339.42%2,028.55%13.22%
20193,435.29%3,363.65%3,879.12%4,473.58%5,159.15%2,916.68%2,529.10%2,193.03%-2.09%
20203,625.24%3,636.39%4,193.65%4,836.32%5,577.47%3,153.18%2,734.17%2,370.85%0.31%
20214,431.40%3,931.24%4,533.69%5,228.46%6,029.71%3,408.85%2,955.87%2,563.08%-11.29%
20223,311.64%4,250.00%4,901.30%5,652.41%6,518.62%3,685.25%3,195.54%2,770.91%28.34%
20233,748.42%4,594.60%5,298.71%6,110.72%7,047.17%3,984.06%3,454.65%2,995.58%22.57%
20244,058.49%4,967.15%5,728.35%6,606.20%7,618.58%4,307.10%3,734.76%3,238.47%22.39%
20254,384.67%5,369.90%6,192.83%7,141.86%8,236.32%4,656.34%4,037.59%3,501.06%22.47%
20264,755.12%5,805.32%6,694.96%7,720.94%8,904.15%5,033.89%4,364.97%3,784.94%22.09%
20276,276.03%7,237.81%8,346.98%9,626.13%5,442.05%4,718.90%4,091.84%31.98%
20286,784.91%7,824.68%9,023.79%10,406.65%5,883.31%5,101.52%4,423.62%19.45%
20297,335.06%8,459.13%9,755.47%11,250.46%6,360.35%5,515.17%4,782.30%15.54%
20307,929.81%9,145.03%10,546.48%12,162.69%6,876.07%5,962.36%5,170.06%13.64%
20318,572.79%9,886.54%11,401.62%13,148.88%7,433.61%6,445.81%5,589.27%12.51%
20329,267.90%10,688.17%12,326.10%14,215.04%8,036.35%6,968.46%6,042.47%11.76%
203310,019.37%11,554.81%13,325.55%15,367.65%8,687.97%7,533.49%6,532.41%11.23%
203410,831.78%12,491.71%14,406.03%16,613.71%9,392.42%8,144.33%7,062.09%10.84%
203511,710.06%13,504.59%15,574.12%17,960.81%10,153.99%8,804.70%7,634.70%10.53%
203612,659.55%14,599.59%16,836.93%19,417.13%10,977.31%9,518.61%8,253.75%10.29%
203713,686.03%15,783.37%18,202.12%20,991.54%11,867.39%10,290.42%8,923.00%10.09%
203814,795.74%17,063.14%19,678.02%22,693.61%12,829.64%11,124.80%9,646.50%9.92%
203915,995.43%18,446.68%21,273.58%24,533.69%13,869.91%12,026.84%10,428.68%9.78%
204017,292.40%19,942.40%22,998.51%26,522.96%14,994.53%13,002.02%11,274.27%9.66%
204118,694.53%21,559.40%24,863.31%28,673.54%16,210.34%14,056.27%12,188.43%9.56%
204220,210.35%23,307.52%26,879.32%30,998.49%17,524.74%15,196.00%13,176.71%9.47%
204321,849.07%25,197.37%29,058.79%33,511.96%18,945.70%16,428.14%14,245.12%9.38%
204423,620.67%27,240.46%31,414.98%36,229.22%20,481.89%17,760.19%15,400.17%9.31%
204525,535.92%29,449.22%33,962.21%39,166.82%22,142.63%19,200.25%16,648.87%9.25%
204627,606.46%31,837.06%36,715.99%42,342.60%23,938.03%20,757.08%17,998.81%9.19%
204729,844.89%34,418.52%39,693.05%45,775.89%25,879.01%22,440.13%19,458.22%9.14%
204832,264.82%37,209.30%42,911.50%49,487.56%27,977.37%24,259.66%21,035.96%9.09%
204934,880.96%40,226.36%46,390.92%53,500.18%30,245.88%26,226.72%22,741.63%9.05%
205037,709.23%43,488.05%50,152.46%57,838.16%32,698.32%28,353.27%24,585.60%9.01%
205140,766.83%47,014.22%54,219.00%62,527.89%35,349.61%30,652.25%26,579.09%8.97%
205244,072.35%50,826.29%58,615.26%67,597.87%38,215.88%33,137.64%28,734.22%8.94%
205347,645.89%54,947.47%63,367.99%73,078.94%41,314.56%35,824.56%31,064.09%8.91%
205451,509.18%59,402.80%68,506.09%79,004.44%44,664.49%38,729.34%33,582.87%8.88%
205555,685.73%64,219.39%74,060.81%85,410.39%48,286.05%41,869.65%36,305.89%8.85%
205660,200.92%69,426.52%80,065.92%92,335.77%52,201.25%45,264.59%39,249.70%8.83%
Portfolio Draw Down
YearNominal DrawdownReal Drawdown
1970-0.00%-3.41%
1971-0.00%-0.00%
1972-0.00%-0.00%
1973-18.51%-25.04%
1974-37.80%-49.07%
1975-18.10%-37.29%
1976-0.00%-18.66%
1977-0.00%-13.80%
1978-0.00%-10.64%
1979-0.00%-0.00%
1980-0.00%-0.00%
1981-0.00%-5.45%
1982-0.00%-0.00%
1983-0.00%-0.00%
1984-0.00%-0.00%
1985-0.00%-0.00%
1986-0.00%-0.00%
1987-0.00%-3.94%
1988-0.00%-0.00%
1989-0.00%-0.00%
1990-13.20%-18.20%
1991-0.00%-0.00%
1992-0.00%-0.00%
1993-0.00%-0.00%
1994-0.00%-1.20%
1995-0.00%-0.00%
1996-0.00%-0.00%
1997-0.00%-0.00%
1998-0.00%-0.64%
1999-0.00%-0.00%
2000-0.00%-0.00%
2001-0.00%-0.00%
2002-9.41%-11.52%
2003-0.00%-0.00%
2004-0.00%-0.00%
2005-0.00%-0.00%
2006-0.00%-0.00%
2007-5.14%-8.86%
2008-39.52%-41.94%
2009-22.26%-27.35%
2010-4.62%-12.18%
2011-2.38%-12.71%
2012-0.00%-0.00%
2013-0.00%-0.00%
2014-0.00%-0.00%
2015-0.00%-0.15%
2016-0.00%-0.00%
2017-0.00%-0.00%
2018-8.13%-9.86%
2019-0.00%-0.00%
2020-0.00%-0.00%
2021-0.00%-0.00%
2022-20.45%-25.27%
2023-6.94%-15.41%
2024-0.00%-8.42%
2025-0.00%-1.05%
2026-0.00%-0.00%
Portfolio 20 Year Stats
YearAnnualized Real ReturnMWR 20yrP-MWR 20yr
19706.70%6.17%4.48%
19715.82%6.68%4.53%
19726.56%6.20%4.46%
19736.54%5.90%4.24%
19748.88%8.22%6.72%
197510.93%12.97%11.35%
197610.83%11.89%10.36%
197710.48%10.22%8.83%
197811.26%10.58%9.33%
197911.02%11.26%9.87%
198010.70%11.09%9.63%
198110.26%10.89%9.34%
198210.64%12.70%11.02%
19839.09%12.16%10.03%
19849.47%10.86%9.08%
198510.08%11.15%9.52%
19869.22%9.97%8.26%
19879.32%9.05%7.53%
19889.04%10.19%8.38%
19895.93%9.78%6.69%
19906.51%9.35%6.70%
19918.61%12.25%9.90%
19927.17%10.48%7.86%
19937.45%10.37%7.90%
19947.58%9.74%7.48%
19958.45%10.65%8.55%
19967.42%9.64%7.34%
19976.95%8.54%6.31%
19986.45%7.48%5.34%
19995.94%7.95%5.44%
20006.80%7.91%5.79%
20016.87%8.06%5.93%
20027.88%8.46%6.61%
20036.97%10.24%7.58%
20046.10%8.31%5.77%
20055.57%7.37%4.88%
20065.68%7.32%4.90%
20075.04%6.29%3.94%
Portfolio 30 Year Stats
YearAnnualized Real ReturnSWR 30yrP-SWR 30yr
19707.68%5.47%4.88%
19717.95%5.96%5.36%
19727.57%5.58%4.95%
19736.79%5.34%4.59%
19748.86%7.46%6.88%
197510.93%11.79%11.27%
197610.37%10.79%10.23%
197710.16%9.27%8.76%
19789.61%9.59%8.98%
19797.84%10.16%9.11%
19808.22%9.92%9.00%
19818.47%9.68%8.83%
19828.65%11.23%10.29%
19838.59%10.66%9.76%
19848.42%9.49%8.65%
19858.71%9.70%8.91%
19867.94%8.62%7.75%
19877.67%7.78%6.93%
19888.19%8.70%7.88%
19897.36%8.31%7.32%
19907.75%7.99%7.14%
19918.67%10.52%9.65%
19928.46%8.98%8.19%
19937.08%8.92%7.77%
19947.00%8.36%7.26%
19957.33%9.12%8.03%
19966.93%8.21%7.11%
19976.51%7.26%6.16%
Portfolio Weights
YearVTSAXVIOVVGSLXVTIAX
197030.00%20.00%40.00%10.00%
197130.00%20.00%40.00%10.00%
197229.18%20.26%39.29%11.27%
197330.00%20.00%40.00%10.00%
197430.78%16.88%41.36%10.98%
197529.10%16.91%42.48%11.51%
197629.99%20.32%38.38%11.31%
197727.14%22.81%41.55%8.50%
197830.00%20.00%40.00%10.00%
197928.09%21.41%38.95%11.55%
198030.00%20.00%40.00%10.00%
198130.73%20.42%39.13%9.73%
198228.56%22.25%40.17%9.02%
198330.00%20.00%40.00%10.00%
198428.30%21.85%40.34%9.52%
198526.90%20.67%43.70%8.72%
198627.80%21.58%40.46%10.15%
198730.00%20.00%40.00%10.00%
198830.00%20.00%40.00%10.00%
198929.27%21.82%38.16%10.75%
199032.71%21.61%35.29%10.39%
199129.61%20.58%39.48%10.32%
199229.07%22.14%39.99%8.80%
199329.87%19.91%39.82%10.40%
199427.81%20.49%40.00%11.71%
199530.00%20.00%40.00%10.00%
199632.90%21.07%37.14%8.89%
199730.00%20.00%40.00%10.00%
199830.00%20.00%40.00%10.00%
199930.00%20.00%40.00%10.00%
200034.05%18.85%35.19%11.91%
200128.27%21.12%41.28%9.33%
200230.65%19.63%39.27%10.46%
200326.74%18.49%44.96%9.80%
200425.88%19.04%44.95%10.13%
200530.00%20.00%40.00%10.00%
200629.10%19.38%40.96%10.57%
200726.80%18.43%44.11%10.66%
200830.00%20.00%40.00%10.00%
200929.65%22.05%39.54%8.77%
201029.72%21.04%39.92%9.33%
201128.40%21.35%41.80%8.45%
201229.84%19.89%39.78%10.49%
201329.57%20.00%39.87%10.56%
201430.00%20.00%40.00%10.00%
201528.88%18.36%44.57%8.19%
201630.00%20.00%40.00%10.00%
201729.67%23.04%38.10%9.19%
201831.72%22.65%35.28%10.34%
201932.75%21.50%36.12%9.63%
202033.50%20.93%36.42%9.15%
202130.00%20.00%40.00%10.00%
202228.82%19.95%42.92%8.30%
202329.16%22.26%39.82%8.76%
202431.41%21.88%38.06%8.66%
202530.00%20.00%40.00%10.00%
202631.67%19.22%37.20%11.91%
Name:Portafolio 101
TickerWeight
VTSAX30.00%
VIOV20.00%
VGSLX40.00%
VTIAX10.00%
Total Weight100.00%
MetricNominalReal
Annual Return11.18%7.01%
StdDev15.58%15.32%
Skewness
-0.1246-0.1335
Kurtosis
0.87460.9408
Sharpe Ratio0.5081
Estimated Return8.11%
Max Draw Down-39.52%-49.07%