| Year | Real Cumulative Growth | Est. Return (SD 0) | Est. Return (+1σ) | Est. Return (+2σ) | Est. Return (+3σ) | Est. Return (−1σ) | Est. Return (−2σ) | Est. Return (−3σ) | Diff. to Mean |
|---|---|---|---|---|---|---|---|---|---|
| 1970 | 98.87% | 74.41% | 85.78% | 98.90% | 114.02% | 64.54% | 55.98% | 48.56% | -24.74% |
| 1971 | 109.76% | 80.44% | 92.73% | 106.91% | 123.26% | 69.77% | 60.52% | 52.49% | -26.72% |
| 1972 | 120.87% | 86.96% | 100.25% | 115.58% | 133.25% | 75.42% | 65.42% | 56.75% | -28.06% |
| 1973 | 90.60% | 94.00% | 108.38% | 124.95% | 144.05% | 81.54% | 70.72% | 61.35% | 3.76% |
| 1974 | 61.56% | 101.62% | 117.16% | 135.07% | 155.72% | 88.15% | 76.46% | 66.32% | 65.08% |
| 1975 | 75.80% | 109.86% | 126.66% | 146.02% | 168.35% | 95.29% | 82.65% | 71.69% | 44.94% |
| 1976 | 98.31% | 118.76% | 136.92% | 157.86% | 181.99% | 103.01% | 89.35% | 77.50% | 20.81% |
| 1977 | 104.19% | 128.39% | 148.02% | 170.65% | 196.74% | 111.36% | 96.60% | 83.79% | 23.23% |
| 1978 | 108.00% | 138.80% | 160.02% | 184.48% | 212.69% | 120.39% | 104.42% | 90.58% | 28.51% |
| 1979 | 121.67% | 150.05% | 172.99% | 199.44% | 229.93% | 130.15% | 112.89% | 97.92% | 23.33% |
| 1980 | 137.13% | 162.21% | 187.01% | 215.60% | 248.56% | 140.70% | 122.04% | 105.85% | 18.29% |
| 1981 | 129.65% | 175.36% | 202.17% | 233.08% | 268.71% | 152.10% | 131.93% | 114.43% | 35.25% |
| 1982 | 152.14% | 189.57% | 218.55% | 251.97% | 290.49% | 164.43% | 142.62% | 123.71% | 24.60% |
| 1983 | 189.40% | 204.93% | 236.27% | 272.39% | 314.04% | 177.76% | 154.18% | 133.74% | 8.20% |
| 1984 | 202.83% | 221.54% | 255.42% | 294.47% | 339.49% | 192.16% | 166.68% | 144.58% | 9.23% |
| 1985 | 250.71% | 239.50% | 276.12% | 318.33% | 367.01% | 207.74% | 180.19% | 156.29% | -4.47% |
| 1986 | 301.20% | 258.91% | 298.50% | 344.14% | 396.75% | 224.58% | 194.80% | 168.96% | -14.04% |
| 1987 | 289.33% | 279.90% | 322.69% | 372.03% | 428.91% | 242.78% | 210.58% | 182.66% | -3.26% |
| 1988 | 328.79% | 302.59% | 348.85% | 402.18% | 463.67% | 262.46% | 227.65% | 197.46% | -7.97% |
| 1989 | 368.80% | 327.11% | 377.12% | 434.78% | 501.26% | 283.73% | 246.10% | 213.47% | -11.30% |
| 1990 | 301.68% | 353.62% | 407.69% | 470.02% | 541.88% | 306.73% | 266.05% | 230.77% | 17.22% |
| 1991 | 391.20% | 382.29% | 440.73% | 508.12% | 585.81% | 331.59% | 287.62% | 249.47% | -2.28% |
| 1992 | 429.25% | 413.27% | 476.46% | 549.30% | 633.29% | 358.47% | 310.93% | 269.69% | -3.72% |
| 1993 | 496.42% | 446.77% | 515.08% | 593.83% | 684.62% | 387.52% | 336.13% | 291.55% | -10.00% |
| 1994 | 490.46% | 482.98% | 556.82% | 641.96% | 740.11% | 418.93% | 363.37% | 315.18% | -1.52% |
| 1995 | 592.33% | 522.13% | 601.96% | 693.99% | 800.09% | 452.89% | 392.83% | 340.73% | -11.85% |
| 1996 | 721.72% | 564.45% | 650.75% | 750.24% | 864.94% | 489.59% | 424.67% | 368.35% | -21.79% |
| 1997 | 879.82% | 610.20% | 703.49% | 811.05% | 935.05% | 529.28% | 459.09% | 398.20% | -30.64% |
| 1998 | 874.17% | 659.66% | 760.51% | 876.79% | 1,010.84% | 572.17% | 496.30% | 430.48% | -24.54% |
| 1999 | 928.70% | 713.12% | 822.15% | 947.85% | 1,092.77% | 618.55% | 536.52% | 465.37% | -23.21% |
| 2000 | 967.49% | 770.92% | 888.79% | 1,024.68% | 1,181.34% | 668.69% | 580.01% | 503.09% | -20.32% |
| 2001 | 980.00% | 833.41% | 960.83% | 1,107.73% | 1,277.09% | 722.88% | 627.02% | 543.87% | -14.96% |
| 2002 | 867.12% | 900.96% | 1,038.71% | 1,197.52% | 1,380.60% | 781.48% | 677.84% | 587.95% | 3.90% |
| 2003 | 1,155.91% | 973.98% | 1,122.90% | 1,294.58% | 1,492.51% | 844.82% | 732.78% | 635.60% | -15.74% |
| 2004 | 1,383.74% | 1,052.93% | 1,213.91% | 1,399.51% | 1,613.48% | 913.29% | 792.18% | 687.12% | -23.91% |
| 2005 | 1,463.54% | 1,138.27% | 1,312.30% | 1,512.94% | 1,744.25% | 987.32% | 856.38% | 742.81% | -22.22% |
| 2006 | 1,791.49% | 1,230.53% | 1,418.67% | 1,635.57% | 1,885.63% | 1,067.34% | 925.80% | 803.02% | -31.31% |
| 2007 | 1,632.80% | 1,330.27% | 1,533.65% | 1,768.13% | 2,038.47% | 1,153.85% | 1,000.83% | 868.11% | -18.53% |
| 2008 | 1,040.12% | 1,438.09% | 1,657.96% | 1,911.45% | 2,203.69% | 1,247.38% | 1,081.95% | 938.47% | 38.26% |
| 2009 | 1,301.45% | 1,554.65% | 1,792.34% | 2,066.37% | 2,382.30% | 1,348.48% | 1,169.65% | 1,014.54% | 19.46% |
| 2010 | 1,573.24% | 1,680.66% | 1,937.62% | 2,233.86% | 2,575.40% | 1,457.78% | 1,264.45% | 1,096.77% | 6.83% |
| 2011 | 1,563.86% | 1,816.88% | 2,094.66% | 2,414.92% | 2,784.14% | 1,575.93% | 1,366.94% | 1,185.66% | 16.18% |
| 2012 | 1,804.96% | 1,964.14% | 2,264.44% | 2,610.66% | 3,009.80% | 1,703.67% | 1,477.73% | 1,281.76% | 8.82% |
| 2013 | 2,140.78% | 2,123.34% | 2,447.98% | 2,822.26% | 3,253.75% | 1,841.75% | 1,597.51% | 1,385.65% | -0.81% |
| 2014 | 2,484.66% | 2,295.44% | 2,646.40% | 3,051.01% | 3,517.48% | 1,991.03% | 1,726.99% | 1,497.96% | -7.62% |
| 2015 | 2,480.85% | 2,481.50% | 2,860.89% | 3,298.30% | 3,802.58% | 2,152.41% | 1,866.97% | 1,619.38% | 0.03% |
| 2016 | 2,768.75% | 2,682.63% | 3,092.78% | 3,565.64% | 4,110.79% | 2,326.87% | 2,018.29% | 1,750.63% | -3.11% |
| 2017 | 3,072.82% | 2,900.06% | 3,343.46% | 3,854.64% | 4,443.98% | 2,515.47% | 2,181.88% | 1,892.53% | -5.62% |
| 2018 | 2,769.98% | 3,135.12% | 3,614.45% | 4,167.07% | 4,804.18% | 2,719.35% | 2,358.73% | 2,045.92% | 13.18% |
| 2019 | 3,462.68% | 3,389.23% | 3,907.41% | 4,504.82% | 5,193.57% | 2,939.77% | 2,549.91% | 2,211.75% | -2.12% |
| 2020 | 3,654.14% | 3,663.94% | 4,224.12% | 4,869.95% | 5,614.52% | 3,178.04% | 2,756.58% | 2,391.02% | 0.27% |
| 2021 | 4,466.73% | 3,960.91% | 4,566.50% | 5,264.67% | 6,069.59% | 3,435.63% | 2,980.01% | 2,584.82% | -11.32% |
| 2022 | 3,338.05% | 4,281.95% | 4,936.62% | 5,691.39% | 6,561.55% | 3,714.10% | 3,221.55% | 2,794.32% | 28.28% |
| 2023 | 3,778.30% | 4,629.01% | 5,336.75% | 6,152.69% | 7,093.38% | 4,015.13% | 3,482.67% | 3,020.81% | 22.52% |
| 2024 | 4,090.85% | 5,004.21% | 5,769.31% | 6,651.38% | 7,668.32% | 4,340.57% | 3,764.94% | 3,265.65% | 22.33% |
| 2025 | 4,419.63% | 5,409.81% | 6,236.92% | 7,190.50% | 8,289.86% | 4,692.39% | 4,070.10% | 3,530.34% | 22.40% |
| 2026 | 4,787.34% | 5,848.29% | 6,742.44% | 7,773.30% | 8,961.77% | 5,072.72% | 4,400.00% | 3,816.49% | 22.16% |
| 2027 | 6,322.31% | 7,288.94% | 8,403.35% | 9,688.15% | 5,483.87% | 4,756.63% | 4,125.83% | 32.06% | |
| 2028 | 6,834.75% | 7,879.72% | 9,084.47% | 10,473.40% | 5,928.36% | 5,142.17% | 4,460.23% | 19.49% | |
| 2029 | 7,388.73% | 8,518.40% | 9,820.79% | 11,322.30% | 6,408.87% | 5,558.95% | 4,821.75% | 15.56% | |
| 2030 | 7,987.60% | 9,208.84% | 10,616.79% | 12,240.00% | 6,928.32% | 6,009.52% | 5,212.56% | 13.65% | |
| 2031 | 8,635.02% | 9,955.24% | 11,477.31% | 13,232.09% | 7,489.88% | 6,496.61% | 5,635.06% | 12.52% | |
| 2032 | 9,334.91% | 10,762.14% | 12,407.57% | 14,304.58% | 8,096.96% | 7,023.18% | 6,091.79% | 11.77% | |
| 2033 | 10,091.53% | 11,634.44% | 13,413.24% | 15,464.01% | 8,753.24% | 7,592.42% | 6,585.55% | 11.24% | |
| 2034 | 10,909.48% | 12,577.44% | 14,500.42% | 16,717.41% | 9,462.71% | 8,207.81% | 7,119.33% | 10.84% | |
| 2035 | 11,793.72% | 13,596.87% | 15,675.72% | 18,072.40% | 10,229.69% | 8,873.07% | 7,696.37% | 10.54% | |
| 2036 | 12,749.63% | 14,698.94% | 16,946.28% | 19,537.21% | 11,058.83% | 9,592.26% | 8,320.18% | 10.29% | |
| 2037 | 13,783.02% | 15,890.33% | 18,319.82% | 21,120.76% | 11,955.18% | 10,369.74% | 8,994.55% | 10.09% | |
| 2038 | 14,900.17% | 17,178.28% | 19,804.69% | 22,832.65% | 12,924.18% | 11,210.23% | 9,723.58% | 9.92% | |
| 2039 | 16,107.87% | 18,570.62% | 21,409.91% | 24,683.30% | 13,971.72% | 12,118.85% | 10,511.71% | 9.78% | |
| 2040 | 17,413.46% | 20,075.82% | 23,145.24% | 26,683.95% | 15,104.16% | 13,101.12% | 11,363.71% | 9.66% | |
| 2041 | 18,824.87% | 21,703.02% | 25,021.23% | 28,846.75% | 16,328.40% | 14,163.00% | 12,284.77% | 9.56% | |
| 2042 | 20,350.67% | 23,462.11% | 27,049.26% | 31,184.86% | 17,651.86% | 15,310.95% | 13,280.48% | 9.47% | |
| 2043 | 22,000.15% | 25,363.78% | 29,241.68% | 33,712.47% | 19,082.59% | 16,551.94% | 14,356.90% | 9.39% | |
| 2044 | 23,783.32% | 27,419.58% | 31,611.79% | 36,444.96% | 20,629.28% | 17,893.52% | 15,520.56% | 9.31% | |
| 2045 | 25,711.02% | 29,642.01% | 34,174.02% | 39,398.92% | 22,301.34% | 19,343.84% | 16,778.55% | 9.25% | |
| 2046 | 27,794.97% | 32,044.58% | 36,943.91% | 42,592.31% | 24,108.93% | 20,911.71% | 18,138.49% | 9.19% | |
| 2047 | 30,047.83% | 34,641.88% | 39,938.31% | 46,044.53% | 26,063.02% | 22,606.66% | 19,608.67% | 9.14% | |
| 2048 | 32,483.28% | 37,449.69% | 43,175.42% | 49,776.57% | 28,175.50% | 24,438.99% | 21,198.00% | 9.09% | |
| 2049 | 35,116.14% | 40,485.09% | 46,674.91% | 53,811.09% | 30,459.20% | 26,419.84% | 22,916.16% | 9.05% | |
| 2050 | 37,962.40% | 43,766.52% | 50,458.03% | 58,172.62% | 32,928.00% | 28,561.24% | 24,773.57% | 9.01% | |
| 2051 | 41,039.35% | 47,313.91% | 54,547.79% | 62,887.67% | 35,596.90% | 30,876.20% | 26,781.54% | 8.97% | |
| 2052 | 44,365.70% | 51,148.83% | 58,969.04% | 67,984.89% | 38,482.13% | 33,378.80% | 28,952.25% | 8.94% | |
| 2053 | 47,961.66% | 55,294.58% | 63,748.64% | 73,495.24% | 41,601.20% | 36,084.24% | 31,298.91% | 8.91% | |
| 2054 | 51,849.09% | 59,776.36% | 68,915.64% | 79,452.23% | 44,973.09% | 39,008.97% | 33,835.77% | 8.88% | |
| 2055 | 56,051.59% | 64,621.39% | 74,501.43% | 85,892.05% | 48,618.28% | 42,170.75% | 36,578.25% | 8.85% | |
| 2056 | 60,594.73% | 69,859.13% | 80,539.97% | 92,853.83% | 52,558.93% | 45,588.80% | 39,543.02% | 8.83% |
| Year | Nominal Drawdown | Real Drawdown |
|---|---|---|
| 1970 | -0.00% | -1.13% |
| 1971 | -0.00% | -0.00% |
| 1972 | -0.00% | -0.00% |
| 1973 | -18.51% | -25.04% |
| 1974 | -37.80% | -49.07% |
| 1975 | -18.10% | -37.29% |
| 1976 | -0.00% | -18.66% |
| 1977 | -0.00% | -13.80% |
| 1978 | -0.00% | -10.64% |
| 1979 | -0.00% | -0.00% |
| 1980 | -0.00% | -0.00% |
| 1981 | -0.00% | -5.45% |
| 1982 | -0.00% | -0.00% |
| 1983 | -0.00% | -0.00% |
| 1984 | -0.00% | -0.00% |
| 1985 | -0.00% | -0.00% |
| 1986 | -0.00% | -0.00% |
| 1987 | -0.00% | -3.94% |
| 1988 | -0.00% | -0.00% |
| 1989 | -0.00% | -0.00% |
| 1990 | -13.20% | -18.20% |
| 1991 | -0.00% | -0.00% |
| 1992 | -0.00% | -0.00% |
| 1993 | -0.00% | -0.00% |
| 1994 | -0.00% | -1.20% |
| 1995 | -0.00% | -0.00% |
| 1996 | -0.00% | -0.00% |
| 1997 | -0.00% | -0.00% |
| 1998 | -0.00% | -0.64% |
| 1999 | -0.00% | -0.00% |
| 2000 | -0.00% | -0.00% |
| 2001 | -0.00% | -0.00% |
| 2002 | -9.41% | -11.52% |
| 2003 | -0.00% | -0.00% |
| 2004 | -0.00% | -0.00% |
| 2005 | -0.00% | -0.00% |
| 2006 | -0.00% | -0.00% |
| 2007 | -5.14% | -8.86% |
| 2008 | -39.52% | -41.94% |
| 2009 | -22.26% | -27.35% |
| 2010 | -4.62% | -12.18% |
| 2011 | -2.38% | -12.71% |
| 2012 | -0.00% | -0.00% |
| 2013 | -0.00% | -0.00% |
| 2014 | -0.00% | -0.00% |
| 2015 | -0.00% | -0.15% |
| 2016 | -0.00% | -0.00% |
| 2017 | -0.00% | -0.00% |
| 2018 | -8.13% | -9.86% |
| 2019 | -0.00% | -0.00% |
| 2020 | -0.00% | -0.00% |
| 2021 | -0.00% | -0.00% |
| 2022 | -20.45% | -25.27% |
| 2023 | -6.94% | -15.41% |
| 2024 | -0.00% | -8.42% |
| 2025 | -0.00% | -1.05% |
| 2026 | -0.00% | -0.00% |
| Year | Annualized Real Return | MWR 20yr | P-MWR 20yr |
|---|---|---|---|
| 1970 | 6.74% | 6.22% | 4.53% |
| 1971 | 5.74% | 6.59% | 4.43% |
| 1972 | 6.56% | 6.21% | 4.47% |
| 1973 | 6.54% | 5.90% | 4.24% |
| 1974 | 8.88% | 8.22% | 6.72% |
| 1975 | 10.93% | 12.97% | 11.35% |
| 1976 | 10.83% | 11.89% | 10.36% |
| 1977 | 10.48% | 10.22% | 8.83% |
| 1978 | 11.26% | 10.58% | 9.33% |
| 1979 | 11.02% | 11.26% | 9.87% |
| 1980 | 10.70% | 11.09% | 9.63% |
| 1981 | 10.26% | 10.89% | 9.34% |
| 1982 | 10.64% | 12.70% | 11.02% |
| 1983 | 9.09% | 12.16% | 10.03% |
| 1984 | 9.47% | 10.86% | 9.08% |
| 1985 | 10.08% | 11.15% | 9.52% |
| 1986 | 9.22% | 9.97% | 8.26% |
| 1987 | 9.32% | 9.05% | 7.53% |
| 1988 | 9.04% | 10.19% | 8.38% |
| 1989 | 5.93% | 9.78% | 6.69% |
| 1990 | 6.51% | 9.35% | 6.70% |
| 1991 | 8.61% | 12.25% | 9.90% |
| 1992 | 7.17% | 10.48% | 7.86% |
| 1993 | 7.45% | 10.37% | 7.90% |
| 1994 | 7.58% | 9.74% | 7.48% |
| 1995 | 8.45% | 10.65% | 8.55% |
| 1996 | 7.42% | 9.64% | 7.34% |
| 1997 | 6.95% | 8.54% | 6.31% |
| 1998 | 6.45% | 7.48% | 5.34% |
| 1999 | 5.94% | 7.95% | 5.44% |
| 2000 | 6.80% | 7.91% | 5.79% |
| 2001 | 6.87% | 8.06% | 5.93% |
| 2002 | 7.88% | 8.46% | 6.61% |
| 2003 | 6.97% | 10.24% | 7.58% |
| 2004 | 6.10% | 8.31% | 5.77% |
| 2005 | 5.57% | 7.37% | 4.88% |
| 2006 | 5.68% | 7.32% | 4.90% |
| 2007 | 5.04% | 6.29% | 3.94% |
| Year | Annualized Real Return | SWR 30yr | P-SWR 30yr |
|---|---|---|---|
| 1970 | 7.71% | 5.52% | 4.93% |
| 1971 | 7.90% | 5.87% | 5.27% |
| 1972 | 7.57% | 5.58% | 4.96% |
| 1973 | 6.79% | 5.34% | 4.59% |
| 1974 | 8.86% | 7.46% | 6.88% |
| 1975 | 10.93% | 11.79% | 11.27% |
| 1976 | 10.37% | 10.79% | 10.23% |
| 1977 | 10.16% | 9.27% | 8.76% |
| 1978 | 9.61% | 9.59% | 8.98% |
| 1979 | 7.84% | 10.16% | 9.11% |
| 1980 | 8.22% | 9.92% | 9.00% |
| 1981 | 8.47% | 9.68% | 8.83% |
| 1982 | 8.65% | 11.23% | 10.29% |
| 1983 | 8.59% | 10.66% | 9.76% |
| 1984 | 8.42% | 9.49% | 8.65% |
| 1985 | 8.71% | 9.70% | 8.91% |
| 1986 | 7.94% | 8.62% | 7.75% |
| 1987 | 7.67% | 7.78% | 6.93% |
| 1988 | 8.19% | 8.70% | 7.88% |
| 1989 | 7.36% | 8.31% | 7.32% |
| 1990 | 7.75% | 7.99% | 7.14% |
| 1991 | 8.67% | 10.52% | 9.65% |
| 1992 | 8.46% | 8.98% | 8.19% |
| 1993 | 7.08% | 8.92% | 7.77% |
| 1994 | 7.00% | 8.36% | 7.26% |
| 1995 | 7.33% | 9.12% | 8.03% |
| 1996 | 6.93% | 8.21% | 7.11% |
| 1997 | 6.51% | 7.26% | 6.16% |
| Year | VTSAX | VIOV | VGSLX | VTIAX |
|---|---|---|---|---|
| 1970 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1971 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1972 | 29.66% | 20.59% | 38.29% | 11.45% |
| 1973 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1974 | 30.78% | 16.88% | 41.36% | 10.98% |
| 1975 | 29.10% | 16.91% | 42.48% | 11.51% |
| 1976 | 29.99% | 20.32% | 38.38% | 11.31% |
| 1977 | 27.14% | 22.81% | 41.55% | 8.50% |
| 1978 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1979 | 28.09% | 21.41% | 38.95% | 11.55% |
| 1980 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1981 | 30.73% | 20.42% | 39.13% | 9.73% |
| 1982 | 28.56% | 22.25% | 40.17% | 9.02% |
| 1983 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1984 | 28.30% | 21.85% | 40.34% | 9.52% |
| 1985 | 26.90% | 20.67% | 43.70% | 8.72% |
| 1986 | 27.80% | 21.58% | 40.46% | 10.15% |
| 1987 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1988 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1989 | 29.27% | 21.82% | 38.16% | 10.75% |
| 1990 | 32.71% | 21.61% | 35.29% | 10.39% |
| 1991 | 29.61% | 20.58% | 39.48% | 10.32% |
| 1992 | 29.07% | 22.14% | 39.99% | 8.80% |
| 1993 | 29.87% | 19.91% | 39.82% | 10.40% |
| 1994 | 27.81% | 20.49% | 40.00% | 11.71% |
| 1995 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1996 | 32.90% | 21.07% | 37.14% | 8.89% |
| 1997 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1998 | 30.00% | 20.00% | 40.00% | 10.00% |
| 1999 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2000 | 34.05% | 18.85% | 35.19% | 11.91% |
| 2001 | 28.27% | 21.12% | 41.28% | 9.33% |
| 2002 | 30.65% | 19.63% | 39.27% | 10.46% |
| 2003 | 26.74% | 18.49% | 44.96% | 9.80% |
| 2004 | 25.88% | 19.04% | 44.95% | 10.13% |
| 2005 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2006 | 29.10% | 19.38% | 40.96% | 10.57% |
| 2007 | 26.80% | 18.43% | 44.11% | 10.66% |
| 2008 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2009 | 29.65% | 22.05% | 39.54% | 8.77% |
| 2010 | 29.72% | 21.04% | 39.92% | 9.33% |
| 2011 | 28.40% | 21.35% | 41.80% | 8.45% |
| 2012 | 29.84% | 19.89% | 39.78% | 10.49% |
| 2013 | 29.57% | 20.00% | 39.87% | 10.56% |
| 2014 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2015 | 28.88% | 18.36% | 44.57% | 8.19% |
| 2016 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2017 | 29.67% | 23.04% | 38.10% | 9.19% |
| 2018 | 31.72% | 22.65% | 35.28% | 10.34% |
| 2019 | 32.75% | 21.50% | 36.12% | 9.63% |
| 2020 | 33.50% | 20.93% | 36.42% | 9.15% |
| 2021 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2022 | 28.82% | 19.95% | 42.92% | 8.30% |
| 2023 | 29.16% | 22.26% | 39.82% | 8.76% |
| 2024 | 31.41% | 21.88% | 38.06% | 8.66% |
| 2025 | 30.00% | 20.00% | 40.00% | 10.00% |
| 2026 | 31.67% | 19.22% | 37.20% | 11.91% |
Name:Portafolio 101
| Ticker | Weight | |
|---|---|---|
| VTSAX | 30.00% | |
| VIOV | 20.00% | |
| VGSLX | 40.00% | |
| VTIAX | 10.00% | |
| Total Weight | 100% |
Rebalance when asset weights exceed a band around target allocations.
Range: 0% to 101%
Range: 1% to 99%
Range: 0% to 100000%
100%
Total
VTSAXVanguard Total Stock Market Index Fund Admiral Shares30.00%
VIOVVanguard S&P Small-Cap 600 Value ETF20.00%
VGSLXVanguard Real Estate Index Fund Admiral Shares40.00%
VTIAXVanguard Total International Stock Index Fund Admiral Shares10.00%
| Metric | Nominal | Real |
|---|---|---|
| Annual Return | 11.20% | 7.02% |
| StdDev | 15.55% | 15.29% |
Skewness | -0.1252 | -0.1342 |
Kurtosis | 0.9076 | 0.9773 |
| Sharpe Ratio | 0.5085 | |
| Estimated Return | 8.11% | |
| Max Draw Down | -39.52% | -49.07% |
+1StdDev
+2StdDev
+3StdDev
-1StdDev
-2StdDev
-3StdDev
Estimated Mean
Diff to Mean
Real Cumulative Growth
VTSAX
VIOV
VGSLX
VTIAX
Nominal
Real
Rolling 20 year real return
Max Withdrawal Rate 20
Permanent Max Withdrawal Rate 20
Rolling 30 year real return
Max Withdrawal Rate 30
Permanent Max Withdrawal Rate 30