Portfolio Real Cumulative Growth
YearReal Cumulative GrowthEst. Return (SD 0)Est. Return (+1σ)Est. Return (+2σ)Est. Return (+3σ)Est. Return (−1σ)Est. Return (−2σ)Est. Return (−3σ)Diff. to Mean
197093.45%63.37%74.76%88.19%104.04%53.72%45.53%38.60%-32.19%
1971108.48%68.77%81.13%95.71%112.91%58.30%49.42%41.89%-36.61%
1972114.98%74.63%88.05%103.87%122.53%63.27%53.63%45.46%-35.09%
197376.50%81.00%95.55%112.72%132.98%68.66%58.20%49.33%5.88%
197449.04%87.90%103.70%122.33%144.31%74.51%63.16%53.54%79.24%
197567.05%95.39%112.54%132.76%156.61%80.86%68.54%58.10%42.27%
197686.96%103.52%122.13%144.07%169.96%87.75%74.39%63.06%19.05%
197785.78%112.35%132.54%156.36%184.45%95.24%80.73%68.43%30.98%
197888.39%121.93%143.84%169.68%200.18%103.35%87.61%74.26%37.94%
1979102.43%132.32%156.10%184.15%217.24%112.16%95.08%80.59%29.18%
1980122.68%143.60%169.40%199.85%235.76%121.72%103.18%87.46%17.05%
1981115.72%155.84%183.84%216.88%255.85%132.10%111.98%94.92%34.67%
1982139.65%169.12%199.52%235.37%277.66%143.36%121.52%103.01%21.10%
1983173.87%183.54%216.52%255.43%301.33%155.58%131.88%111.79%5.56%
1984169.83%199.19%234.98%277.21%327.02%168.84%143.12%121.32%17.29%
1985217.89%216.16%255.01%300.83%354.90%183.24%155.32%131.66%-0.79%
1986248.06%234.59%276.75%326.48%385.15%198.86%168.56%142.89%-5.43%
1987234.27%254.59%300.34%354.31%417.98%215.81%182.93%155.07%8.67%
1988269.65%276.29%325.94%384.51%453.61%234.20%198.53%168.29%2.46%
1989322.75%299.84%353.72%417.29%492.27%254.17%215.45%182.63%-7.10%
1990270.84%325.40%383.87%452.86%534.24%275.83%233.82%198.20%20.14%
1991372.38%353.14%416.60%491.46%579.78%299.35%253.75%215.09%-5.17%
1992419.12%383.24%452.11%533.35%629.20%324.86%275.38%233.43%-8.56%
1993470.81%415.91%490.65%578.82%682.83%352.55%298.85%253.33%-11.66%
1994451.02%451.36%532.47%628.16%741.04%382.61%324.33%274.92%0.08%
1995584.76%489.84%577.86%681.70%804.21%415.22%351.97%298.36%-16.23%
1996683.26%531.59%627.12%739.81%872.76%450.62%381.97%323.79%-22.20%
1997857.31%576.91%680.58%802.88%947.15%489.03%414.53%351.39%-32.71%
1998921.75%626.08%738.59%871.32%1,027.89%530.71%449.87%381.34%-32.08%
19991,214.87%679.45%801.55%945.59%1,115.51%575.95%488.22%413.85%-44.07%
20001,132.44%737.37%869.88%1,026.19%1,210.60%625.05%529.84%449.13%-34.89%
20011,058.11%800.22%944.03%1,113.67%1,313.80%678.33%575.00%487.41%-24.37%
2002820.24%868.44%1,024.50%1,208.60%1,425.79%736.15%624.01%528.96%5.88%
20031,116.00%942.47%1,111.83%1,311.62%1,547.32%798.90%677.21%574.05%-15.55%
20041,271.53%1,022.80%1,206.60%1,423.43%1,679.22%867.00%734.93%622.98%-19.56%
20051,331.40%1,109.99%1,309.46%1,544.77%1,822.36%940.91%797.58%676.09%-16.63%
20061,496.97%1,204.61%1,421.08%1,676.45%1,977.71%1,021.11%865.57%733.72%-19.53%
20071,512.38%1,307.29%1,542.21%1,819.35%2,146.29%1,108.15%939.35%796.26%-13.56%
2008942.79%1,418.73%1,673.68%1,974.44%2,329.25%1,202.62%1,019.42%864.14%50.48%
20091,203.79%1,539.66%1,816.34%2,142.74%2,527.80%1,305.13%1,106.32%937.80%27.90%
20101,473.58%1,670.91%1,971.17%2,325.39%2,743.27%1,416.38%1,200.63%1,017.74%13.39%
20111,406.80%1,813.34%2,139.20%2,523.62%2,977.11%1,537.12%1,302.97%1,104.49%28.90%
20121,616.44%1,967.91%2,321.55%2,738.74%3,230.89%1,668.15%1,414.04%1,198.64%21.74%
20132,157.54%2,135.66%2,519.45%2,972.19%3,506.30%1,810.34%1,534.58%1,300.82%-1.01%
20142,372.31%2,317.71%2,734.21%3,225.55%3,805.18%1,964.66%1,665.39%1,411.70%-2.30%
20152,305.00%2,515.28%2,967.28%3,500.50%4,129.55%2,132.13%1,807.35%1,532.04%9.12%
20162,665.36%2,729.69%3,220.22%3,798.89%4,481.56%2,313.88%1,961.41%1,662.64%2.41%
20173,067.00%2,962.37%3,494.72%4,122.72%4,863.58%2,511.12%2,128.61%1,804.36%-3.41%
20182,757.43%3,214.89%3,792.61%4,474.15%5,278.16%2,725.18%2,310.06%1,958.17%16.59%
20193,486.48%3,488.94%4,115.91%4,855.54%5,728.08%2,957.48%2,506.97%2,125.09%0.07%
20204,074.38%3,786.34%4,466.75%5,269.44%6,216.36%3,209.58%2,720.67%2,306.24%-7.07%
20214,788.90%4,109.10%4,847.51%5,718.62%6,746.26%3,483.17%2,952.59%2,502.83%-14.20%
20223,622.53%4,459.37%5,260.73%6,206.08%7,321.32%3,780.08%3,204.27%2,716.17%23.10%
20234,226.94%4,839.50%5,709.16%6,735.11%7,945.41%4,102.31%3,477.41%2,947.71%14.49%
20244,710.25%5,252.03%6,195.82%7,309.22%8,622.70%4,452.00%3,773.84%3,198.98%11.50%
20255,075.76%5,699.72%6,723.97%7,932.28%9,357.72%4,831.50%4,095.53%3,471.66%12.29%
20265,494.49%6,185.58%7,297.14%8,608.44%10,155.39%5,243.35%4,444.64%3,767.60%12.58%
20276,712.86%7,919.16%9,342.25%11,021.06%5,690.30%4,823.51%4,088.76%22.17%
20287,285.08%8,594.21%10,138.60%11,960.52%6,175.36%5,234.68%4,437.29%15.15%
20297,906.07%9,326.80%11,002.84%12,980.07%6,701.76%5,680.90%4,815.54%12.90%
20308,580.01%10,121.84%11,940.75%14,086.52%7,273.03%6,165.15%5,226.02%11.79%
20319,311.39%10,984.65%12,958.61%15,287.29%7,893.00%6,690.68%5,671.50%11.13%
203210,105.11%11,921.01%14,063.23%16,590.41%8,565.82%7,261.01%6,154.96%10.69%
203310,966.49%12,937.19%15,262.02%18,004.62%9,295.99%7,879.96%6,679.62%10.38%
203411,901.30%14,039.98%16,562.99%19,539.37%10,088.41%8,551.66%7,249.01%10.14%
203512,915.80%15,236.79%17,974.85%21,204.96%10,948.37%9,280.63%7,866.93%9.96%
203614,016.77%16,535.61%19,507.07%23,012.52%11,881.63%10,071.73%8,537.52%9.82%
203715,211.60%17,945.14%21,169.90%24,974.16%12,894.45%10,930.27%9,265.28%9.70%
203816,508.27%19,474.83%22,974.48%27,103.02%13,993.60%11,861.99%10,055.08%9.60%
203917,915.47%21,134.91%24,932.88%29,413.34%15,186.45%12,873.13%10,912.20%9.52%
204019,442.63%22,936.50%27,058.21%31,920.61%16,480.98%13,970.47%11,842.38%9.45%
204121,099.97%24,891.66%29,364.72%34,641.60%17,885.86%15,161.35%12,851.85%9.38%
204222,898.58%27,013.48%31,867.84%37,594.53%19,410.49%16,453.73%13,947.37%9.33%
204324,850.51%29,316.18%34,584.33%40,799.18%21,065.09%17,856.29%15,136.28%9.28%
204426,968.83%31,815.16%37,532.38%44,277.00%22,860.73%19,378.40%16,426.53%9.24%
204529,267.71%34,527.16%40,731.73%48,051.27%24,809.43%21,030.26%17,826.77%9.20%
204631,762.56%37,470.34%44,203.80%52,147.28%26,924.24%22,822.93%19,346.37%9.17%
204734,470.08%40,664.40%47,971.84%56,592.44%29,219.33%24,768.42%20,995.50%9.14%
204837,408.39%44,130.73%52,061.07%61,416.51%31,710.06%26,879.74%22,785.21%9.11%
204940,597.17%47,892.54%56,498.88%66,651.80%34,413.10%29,171.03%24,727.47%9.08%
205044,057.77%51,975.01%61,314.98%72,333.36%37,346.55%31,657.64%26,835.30%9.06%
205147,813.36%56,405.48%66,541.62%78,499.23%40,530.06%34,356.21%29,122.80%9.04%
205251,889.09%61,213.62%72,213.78%85,190.69%43,984.94%37,284.81%31,605.30%9.02%
205356,312.24%66,431.62%78,369.46%92,452.55%47,734.32%40,463.06%34,299.41%9.00%
205461,112.43%72,094.41%85,049.86%100,333.42%51,803.31%43,912.23%37,223.18%8.98%
205566,321.80%78,239.91%92,299.71%108,886.09%56,219.15%47,655.41%40,396.17%8.97%
205671,975.23%84,909.26%100,167.56%118,167.80%61,011.40%51,717.67%43,839.64%8.95%
Portfolio Draw Down
YearNominal DrawdownReal Drawdown
1970-1.35%-6.55%
1971-0.00%-0.00%
1972-0.00%-0.00%
1973-27.67%-33.47%
1974-47.91%-57.35%
1975-23.84%-41.68%
1976-0.00%-24.37%
1977-0.00%-25.40%
1978-0.00%-23.12%
1979-0.00%-10.91%
1980-0.00%-0.00%
1981-0.00%-5.67%
1982-0.00%-0.00%
1983-0.00%-0.00%
1984-0.00%-2.32%
1985-0.00%-0.00%
1986-0.00%-0.00%
1987-1.37%-5.56%
1988-0.00%-0.00%
1989-0.00%-0.00%
1990-10.96%-16.08%
1991-0.00%-0.00%
1992-0.00%-0.00%
1993-0.00%-0.00%
1994-1.65%-4.20%
1995-0.00%-0.00%
1996-0.00%-0.00%
1997-0.00%-0.00%
1998-0.00%-0.00%
1999-0.00%-0.00%
2000-3.63%-6.79%
2001-8.56%-12.90%
2002-27.43%-32.48%
2003-0.00%-8.14%
2004-0.00%-0.00%
2005-0.00%-0.00%
2006-0.00%-0.00%
2007-0.00%-0.00%
2008-37.61%-37.66%
2009-18.17%-20.40%
2010-0.00%-2.57%
2011-1.71%-6.98%
2012-0.00%-0.00%
2013-0.00%-0.00%
2014-0.00%-0.00%
2015-2.13%-2.84%
2016-0.00%-0.00%
2017-0.00%-0.00%
2018-8.38%-10.09%
2019-0.00%-0.00%
2020-0.00%-0.00%
2021-0.00%-0.00%
2022-19.48%-24.36%
2023-2.89%-11.73%
2024-0.00%-1.64%
2025-0.00%-0.00%
2026-0.00%-0.00%
Portfolio 20 Year Stats
YearAnnualized Real ReturnMWR 20yrP-MWR 20yr
19706.03%5.45%3.76%
19715.46%6.06%3.97%
19726.36%5.44%3.85%
19736.68%5.34%3.87%
19749.51%8.34%6.99%
197511.73%13.99%12.47%
197611.44%11.69%10.35%
197710.86%10.06%8.78%
197812.20%11.18%10.06%
197912.44%12.06%10.90%
198013.16%11.68%10.70%
198111.75%10.92%9.74%
198211.70%12.83%11.42%
19839.26%12.00%9.96%
19849.74%10.70%9.04%
198510.59%12.05%10.44%
19869.47%10.48%8.77%
19879.40%10.09%8.42%
19889.77%11.67%9.86%
19896.46%11.25%8.03%
19906.80%10.22%7.48%
19918.84%13.16%10.74%
19926.87%10.72%7.89%
19936.98%10.34%7.66%
19947.91%9.97%7.80%
19958.65%11.29%9.14%
19967.10%9.58%7.15%
19977.04%8.83%6.57%
19986.58%7.54%5.43%
19995.63%7.41%4.93%
20005.41%5.92%3.85%
20016.61%6.60%4.77%
20027.84%7.42%5.78%
20037.71%10.16%7.86%
20046.89%8.10%5.96%
20056.77%7.56%5.52%
20066.92%7.64%5.64%
20076.72%7.20%5.24%
Portfolio 30 Year Stats
YearAnnualized Real ReturnSWR 30yrP-SWR 30yr
19708.68%4.88%4.48%
19718.67%5.46%5.01%
19727.89%4.95%4.45%
19736.77%4.89%4.21%
19749.35%7.68%7.15%
197511.46%12.90%12.40%
197610.47%10.77%10.22%
19779.95%9.25%8.71%
197810.04%10.27%9.69%
19798.21%11.03%10.00%
19808.56%10.58%9.68%
19818.64%9.78%8.97%
19828.68%11.39%10.45%
19838.51%10.54%9.63%
19848.76%9.37%8.61%
19859.19%10.49%9.74%
19868.18%9.06%8.21%
19878.24%8.67%7.86%
19888.95%9.97%9.20%
19898.06%9.54%8.60%
19908.26%8.72%7.91%
19919.46%11.28%10.53%
19928.89%9.17%8.46%
19937.45%8.90%7.87%
19947.59%8.60%7.64%
19958.13%9.72%8.79%
19967.47%8.22%7.27%
19977.20%7.59%6.64%
Portfolio Weights
YearVTSAXVMGMXVIOV
197025.00%35.00%40.00%
197125.00%35.00%40.00%
197225.00%35.00%40.00%
197325.00%35.00%40.00%
197425.00%35.00%40.00%
197525.00%35.00%40.00%
197625.00%35.00%40.00%
197725.00%35.00%40.00%
197825.00%35.00%40.00%
197925.00%35.00%40.00%
198025.00%35.00%40.00%
198125.00%35.00%40.00%
198225.00%35.00%40.00%
198325.00%35.00%40.00%
198425.00%35.00%40.00%
198525.00%35.00%40.00%
198625.00%35.00%40.00%
198725.00%35.00%40.00%
198825.00%35.00%40.00%
198925.00%35.00%40.00%
199025.00%35.00%40.00%
199125.00%35.00%40.00%
199225.00%35.00%40.00%
199325.00%35.00%40.00%
199425.00%35.00%40.00%
199525.00%35.00%40.00%
199625.00%35.00%40.00%
199725.00%35.00%40.00%
199825.00%35.00%40.00%
199925.00%35.00%40.00%
200025.00%35.00%40.00%
200125.00%35.00%40.00%
200225.00%35.00%40.00%
200325.00%35.00%40.00%
200425.00%35.00%40.00%
200525.00%35.00%40.00%
200625.00%35.00%40.00%
200725.00%35.00%40.00%
200825.00%35.00%40.00%
200925.00%35.00%40.00%
201025.00%35.00%40.00%
201125.00%35.00%40.00%
201225.00%35.00%40.00%
201325.00%35.00%40.00%
201425.00%35.00%40.00%
201525.00%35.00%40.00%
201625.00%35.00%40.00%
201725.00%35.00%40.00%
201825.00%35.00%40.00%
201925.00%35.00%40.00%
202025.00%35.00%40.00%
202125.00%35.00%40.00%
202225.00%35.00%40.00%
202325.00%35.00%40.00%
202425.00%35.00%40.00%
202525.00%35.00%40.00%
202625.00%35.00%40.00%
Name:My own portfolio edited
TickerWeight
VTSAX25.00%
VMGMX35.00%
VIOV40.00%
Total Weight100.00%
MetricNominalReal
Annual Return11.47%7.28%
StdDev18.40%17.97%
Skewness
-0.0890-0.1002
Kurtosis
0.26070.3574
Sharpe Ratio0.4698
Estimated Return8.52%
Max Draw Down-47.91%-57.35%